Affordable Funeral Plans from £1,490 for Your Area

To keep your money safe, we put all of the money from each plan (less the fee for setting up the plan) into an individual whole-of-life policy with our preferred insurance provider. When you pass away, the money is released to us so that your funeral can be provided.

Depending on the funeral plan you have chosen, additional services may be available at an additional cost. Please call our friendly team on 0800 862 0150 to find out what additional items can be included and the associated cost.

We only accept payment in full for our pre paid funeral plans, this is for customers aged 40 to 99 years old.

We also work with Funeral Safe, a provider of unsecured loans whereby you can pay them on a monthly basis if you are aged between 40 and 84 years old, with loan terms between 12 months to 8 years. Low Cost Funeral Limited are a credit broker not a lender. Credit checks would be required to apply for a loan and will show on your credit file. If you do not keep up with payments, your funeral plan could be cancelled and you may be subject to further action. The loan would be subject to 14% interest. Further details can be found on Funeral Safe website here.

Low Cost Funeral Limited may receive commission payment from successful referrals to Funeral Safe Ltd

In the event of our firm’s failure there will be a reasonable likelihood that the funeral plan contract will continue to be carried out, on the same terms and conditions, by another firm. Where this takes place, the new firm will notify you that they have taken responsibility for the funeral plan within 30 days of the transfer taking place. If for any reason your funeral plan cannot be fulfilled by an alternative provider, the Financial Services Compensation Scheme (FSCS) will pay you compensation; the FSCS calculate the compensation by reference to what it would cost to the buy the same plan on today’s market at that time.

Yes, there is a business charge for setting up your funeral plan. This is the total charge of providing a funeral plan to you, including processing and administrative costs. This will be taken from the lump sum payment. This charge is £500.  Or will be paid to us by the insurance provider as a commission payment. Please note, it’s included in the price of your plan and not added as an extra charge.

Please see prices and charges below:

Direct:

• Lump Sum Price: £1,490
• Business charge: £500
• Cost of the same funeral today: £990

Direct Plus:

• Lump Sum Price: £1,690
• Business charge: £500
• Cost of the same funeral today:: £1,190

Direct Premier:

• Lump Sum Price: £1,765
• Business charge: £500
• Cost of the same funeral today: £1,265

Celebration of Life:

• Lump Sum Price: £2,720
• Business charge: £500
• Cost of the same funeral today: from £2,220

Traditional:

• Lump Sum Price: £3,280
• Business charge: £500
• Cost of the same funeral today: from £2,780

Traditional Plus:

• Lump Sum Price: £3,820
• Business charge: £500
• Cost of the same funeral today: from £3,520

1. If a funeral is expected soon, it may not be worthwhile to take out a pre-paid plan.
2. Depending on your chosen payment method, you may end up paying in more than the plan value.
3. Some plans may restrict the location of the funeral.
4. If you decide to change your payment method after purchase, there may be additional costs.
5. Depending on your payment method, you may not be fully covered until after 12 months of continuous payments.

Please click here to read our funeral plan terms and conditions. If you would like a paper copy or for them in another format, please get in touch with us.

Funeral Safe Ltd are a lender of unsecured loans. Low Cost Funeral Limited are a credit broker not a lender. For further information please visit their website.