The UK’s Affordable Price cremation without a funeral service
- Direct cremation is a simple, dignified option in which your loved one is cremated without a funeral service or ceremony.
- Sometimes known as an unattended cremation, by removing the service, the family of the deceased or those responsible for arrangements can make substantial savings. The SunLife Cost of Dying Report 2024 advises that the average cost of a basic funeral in the UK was £4,141.
- Our Platinum Plan is a cremation without a service time or attendance, which includes the collection of the deceased from anywhere in mainland UK in a suitable vehicle, the provision of a standard coffin with four handles and a name plate and the cremated remains to be collected from or scattered in the Garden of Remembrance at the crematorium. Your cremated remains can be returned, by private driver, within 28 days anywhere in mainland UK for an additional charge.
- Doctor’s fees for cremation papers are payable in England & Wales when a post-mortem has not taken place.
Affordable Direct Cremation
Funerals without a service
Explore Our Direct Cremation Platinum Plan
Platinum Plan - £1,695 |
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Cremation fees | |
Service at Crematorium | |
Choice of Crematorium | |
Professional funeral services | |
Attending to all arrangements | |
Advice, Guidance & Support | |
Standard Coffin | |
Collection from anywhere in mainland UK - 24/7 | |
Care of the deceased | |
Conveyance to the crematorium | |
Provision of ashes in an eco box | |
Collection or scattering of ashes | |
Cremation Experience Associate | |
£50 Will discount | |
£100 Power of Attorney discount | |
Medical certification fees required for cremation | |
Hand delivery of ashes | |
Removal of implants | |
Oversized coffin | |
Attended Service | |
Viewing | |
Enquire Now |
Cremation Experience Associate
An Affordable Funerals direct cremation includes the deceased being cremated at one of our own Award-winning, state-of-the-art Memoria Crematoria that are strategically located across the United Kingdom. Memoria Crematoria are located in beautiful settings, featuring lakes, rolling landscapes and seasonal flowers. Conveyance of the deceased’s coffin will take place on the morning of the cremation and will be greeted by a Cremation Experience Associate who is dedicated to overseeing all aspects of the day.
The Cremation Experience Associate will follow the coffin into the Crematorium chapel to peaceful soothing music for the coffin to be placed on the catafalque. After a short period of time the Cremation Experience Associate will bow their head in honour of the deceased for the curtains to be then slowly and beautifully closed. The coffin will then be taken in to the area for the coffin to be placed in the cremator which the Cremation Experience Associate will supervise to the ashes being carefully packaged into a Memoria eco box ready for collection by a family member or private driver for delivery.
Important to Know
If a funeral is expected soon, it may not be worthwhile to take out a pre-paid funeral plan. To find out about arranging a funeral or direct cremation now please click here.
If choosing to pay by Funeral Safe, you may pay more over the term as unsecured loans are subject to interest. Missing payments could result in further charges and your funeral plan being cancelled. Please see FAQs for full details.
There may be additional costs if you were to change plan type, post purchase.
There is a business charge of £500 for setting up your funeral plan. This is the total charge of providing a funeral plan to you, including processing and administrative costs. This will be taken from the lump sum payment or will be paid to us by the insurance provider as a commission payment. Please note, its included in the price of your plan and not added as an extra charge. Breakdown of costs can be viewed under Business Charges.
What Our Funeral Plans Do Not Include
- Recording of the funeral service
- Embalming
- Burial
- Headstone/memorial
- Flowers
- Order of service
- Funeral tea/wake
Business Charges
The total cost of your direct cremation funeral plan includes a £500 business charge. If you were to arrange a direct cremation for a person who has passed away today, the price is £1,095 however this excludes collection from home/private residence.
Frequently Asked Questions
To keep your money safe, we put all of the money from each plan (less the fee for setting up the plan) into an individual whole-of-life policy with our preferred insurance provider. When you pass away, the money is released to us so that your funeral can be provided.
Depending on the funeral plan you have chosen, additional services may be available at an additional cost. Please call our friendly team on 0800 862 0150 to find out what additional items can be included and the associated cost.
We only accept payment in full for our pre paid funeral plans, this is for customers aged 40 to 99 years old.
We also work with Funeral Safe, a provider of unsecured loans whereby you can pay them on a monthly basis if you are aged between 40 and 84 years old, with loan terms between 12 months to 8 years. Low Cost Funeral Limited are a credit broker not a lender. Credit checks would be required to apply for a loan and will show on your credit file. If you do not keep up with payments, your funeral plan could be cancelled and you may be subject to further action. The loan would be subject to 14% interest. Further details can be found on Funeral Safe website here.
Low Cost Funeral Limited may receive commission payment from successful referrals to Funeral Safe Ltd
In the event of our firm’s failure there will be a reasonable likelihood that the funeral plan contract will continue to be carried out, on the same terms and conditions, by another firm. Where this takes place, the new firm will notify you that they have taken responsibility for the funeral plan within 30 days of the transfer taking place. If for any reason your funeral plan cannot be fulfilled by an alternative provider, the Financial Services Compensation Scheme (FSCS) will pay you compensation; the FSCS calculate the compensation by reference to what it would cost to the buy the same plan on today’s market at that time.
There is a business charge of £500 for setting up your funeral plan. This is the total charge of providing a funeral plan to you, including processing and administrative costs. This will be taken from the lump sum payment and is included in the price of your plan and not added as an extra charge.
- If a funeral is expected soon, it may not be worthwhile to take out a pre-paid plan.
- Depending on your chosen payment method, you may end up paying in more than the plan value.
- Some plans may restrict the location of the funeral.
- If you decide to change your payment method after purchase, there may be additional costs.
- Depending on your payment method, you may not be fully covered until after 12 months of continuous payments.
Please click here to read our funeral plan terms and conditions. If you would like a paper copy or for them in another format, please get in touch with us.
Funeral Safe Ltd are a lender of unsecured loans. Low Cost Funeral Limited are a credit broker not a lender. For further information please visit their website.