Plan ahead and give you and your family some peace of mind with one of our FSCS protected pre-paid funeral plans

We offer secure, guaranteed, low-cost funeral plans at fixed prices.

You can now arrange your funeral service in advance and, by choosing to secure a plan now, you’ll fix the cost at the time of purchase. This will help ease the responsibility of decision making and the financial impact at an already upsetting time for your family and ensure you get the service of your choice.

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Affordable Prepaid Funeral Plans

Cremation Experience Associate

An Affordable Funerals direct cremation includes the deceased being cremated at one of our own Award-winning, state-of-the-art Memoria Crematoria that are strategically located across the United Kingdom. Memoria Crematoria are located in beautiful settings, featuring lakes, rolling landscapes and seasonal flowers. Conveyance of the deceased’s coffin will take place on the morning of the cremation and will be greeted by a Cremation Experience Associate who is dedicated to overseeing all aspects of the day.

The Cremation Experience Associate will follow the coffin into the Crematorium chapel to peaceful soothing music for the coffin to be placed on the catafalque. After a short period of time the Cremation Experience Associate will bow their head in honour of the deceased for the curtains to be then slowly and beautifully closed. The coffin will then be taken in to the area for the coffin to be placed in the cremator which the Cremation Experience Associate will supervise to the ashes being carefully packaged into a Memoria eco box ready for collection by a family member or private driver for delivery.

Important to Know

If a funeral is expected soon, it may not be worthwhile to take out a pre-paid funeral plan. To find out about arranging a funeral or direct cremation now please click here.

If choosing to pay by Funeral Safe, you may pay more over the term as unsecured loans are subject to interest. Missing payments could result in further charges and your funeral plan being cancelled. Please see FAQs for full details.

There may be additional costs if you were to change plan type, post purchase.

There is a business charge of £500 for setting up your funeral plan. This is the total charge of providing a funeral plan to you, including processing and administrative costs. This will be taken from the lump sum payment or will be paid to us by the insurance provider as a commission payment. Please note, its included in the price of your plan and not added as an extra charge. Breakdown of costs can be viewed under Business Charges.

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Frequently Asked Questions

To keep your money safe, we put all of the money from each plan (less the fee for setting up the plan) into an individual whole-of-life policy with our preferred insurance provider. When you pass away, the money is released to us so that your funeral can be provided.

Depending on the funeral plan you have chosen, additional services may be available at an additional cost. Please call our friendly team on 0800 862 0150 to find out what additional items can be included and the associated cost.

We only accept payment in full for our pre paid funeral plans, this is for customers aged 40 to 99 years old.

We also work with Funeral Safe, a provider of unsecured loans whereby you can pay them on a monthly basis if you are aged between 40 and 84 years old, with loan terms between 12 months to 8 years. Low Cost Funeral Limited are a credit broker not a lender. Credit checks would be required to apply for a loan and will show on your credit file. If you do not keep up with payments, your funeral plan could be cancelled and you may be subject to further action. The loan would be subject to 14% interest. Further details can be found on Funeral Safe website here.

Low Cost Funeral Limited may receive commission payment from successful referrals to Funeral Safe Ltd

In the event of our firm’s failure there will be a reasonable likelihood that the funeral plan contract will continue to be carried out, on the same terms and conditions, by another firm. Where this takes place, the new firm will notify you that they have taken responsibility for the funeral plan within 30 days of the transfer taking place. If for any reason your funeral plan cannot be fulfilled by an alternative provider, the Financial Services Compensation Scheme (FSCS) will pay you compensation; the FSCS calculate the compensation by reference to what it would cost to the buy the same plan on today’s market at that time.

There is a business charge of £500 for setting up your funeral plan. This is the total charge of providing a funeral plan to you, including processing and administrative costs. This will be taken from the lump sum payment and is included in the price of your plan and not added as an extra charge.

  1. If a funeral is expected soon, it may not be worthwhile to take out a pre-paid plan.
  2. Depending on your chosen payment method, you may end up paying in more than the plan value.
  3. Some plans may restrict the location of the funeral.
  4. If you decide to change your payment method after purchase, there may be additional costs.
  5. Depending on your payment method, you may not be fully covered until after 12 months of continuous payments.

Please click here to read our funeral plan terms and conditions. If you would like a paper copy or for them in another format, please get in touch with us.

Funeral Safe Ltd are a lender of unsecured loans. Low Cost Funeral Limited are a credit broker not a lender. For further information please visit their website.